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  • Are Your Savings Safe? By:-Roger Lee
    The Federal Government set up an independent government agency to insure all bank deposits in the USA. All registered and licensed banks in the US are required to have specific accounts covered by FDIC insurance and to post the FDIC logo.
  • Your Consumer Protection Rights, when it comes to Debt Collection By:-Roger Lee
    The Federal Trade Commission (FTC), is the nation's consumer protection agency, it is charged and enforces the Fair Debt Collection Practices Act (FDCPA), which limits debt collectors from using abusive, unfair, or deceptive practices to collect from you, this includes harassment and intimidation
  • Guide to New Credit Card Rules By:-Roger Lee
    New Credit Card rules went into effect beginning in February 2010 and the final date of enactment of all new guidelines passed this summer. The new protections are under the guidance of the Federal Reserve for all credit cards issued in the USA.
  • Building and Keeping Good Credit By:-Roger Lee
    Many people think the only reason to have good credit is for credit cards and loans. Do you today? Many employers ask to see an employee's credit report as part of their job screening and selection.
  • Today's Credit Card Industry By:-Roger Lee
    Credit cards have long been a very good deal for people who pay their bills on time and in full. Even as card companies imposed punitive fees and penalties on late payers, the best customers racked up cash-back rewards, frequent-flier miles and other perks in recent years.
  • The End of Credit Card Consumerism By:-Roger Lee
    For more than four decades, our shopaholic nation has shown an insatiable desire to spend until our credit cards melt. And throughout this era, consumer spending has well consumed a greater and greater share of our total economy.
  • Hot Credit Cards By:-flame card
    The new bill was passed in Tennessee and California that will change the credit card information, which is printed on the receipt, the information must now be truncated on both copies of the customer and sales receipt copy of your credit card. This will affect many merchants in these two states, and they must comply with the new legislation regarding the processing of credit cards.
  • Advantages and Disadvantages of Credit Cards By:-flame card
    Nowadays, credit cards are a major component of American life. The most interesting thing about credit cards is that they are beginning to be used in late adolescence, when children develop their abilities. In general, credit cards have advantages and disadvantages of delayed gratification for children. These advantages and disadvantages must be taken care of before applying for credit cards.
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